In the past few years, the national traffic control department has issued policies and the automobiles must be insured. This is not only a guarantee for the handling of traffic accidents, but also protection for the interests of both drivers and accidents. However, many riders simply understand that vehicles must pay insurance. In the event of a traffic accident, they should also think of insurance companies first. However, they are not very familiar with the specific accident claims process and required procedures. Explain in detail the issues that need attention. The insurance claims process for traffic accidents, first: proof of the traffic police obtaining the traffic police; second: filling out the detailed travel orders; third: verifying and paying the claims to the claims adjuster; fourth: sending the vehicles to the professional maintenance organization For repairs, fifth: The maintenance organization shall issue a detailed breakdown of the maintenance costs. Sixth: Wait until the claims adjuster comprehensively reviews all aspects of information and pays the case. In the treatment of these points, the owner should take care that the police should report the accident at the first time after a traffic accident and notify the insurance company. If the insurance company cannot get to the scene in time, it should also consult the site's protection and preservation of evidence. In order to protect their rights and interests at the time of late settlement. However, many owners feel that it is very difficult for insurance companies to make claims. In fact, this is related to the fact that we do not understand the insurance company claims process. In addition, some owners think that vehicles have insurance, as long as the accident insurance company will have to pay compensation. In fact, insurance companies have very strict procedures and procedures for the compensation of vehicle accidents, and they must meet the stipulations before they can claim compensation. Therefore, in the event of an accident, the owner of the vehicle must not think that his own vehicle has insurance coverage on the responsibility of the accident. Actually, the insurance company has a strict inspection of the accident liability determination, and has a different proportion of compensation. In the course of accident claims, the owner needs to pay attention not to pay the third party compensation without the permission of the insurance company, because the insurance company does not recognize this compensation for self-negotiation and will not pay. There is no need to repair and reimburse yourself first. We must notify the insurance company to find a professional maintenance organization, and it is advisable that the insurance company recognizes the maintenance organization. This will not cause major disputes for the maintenance cost of the vehicle. In addition, some specific accident insurance companies do not give compensation. When signing an insurance agreement, they must read the insurance clause in detail in order to avoid causing economic damage to themselves. Ear Protection Knitted Hat
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